Even with the loan secured by your home, that you file bankruptcy will not go unnoticed by the lender.

If you are sick and tired of having to worry about your mortgage, you should refinance your mortgage variable rate low mortgage interest rates and fixed using a FHA mortgage.

See if your current credit situation qualifies you for refinancing deal you are looking for.

Home refinance in other terms can be called refund on the same property.
What you will do is to pay off your current car loan with a new loan that comes to you at a lower interest rate and sometimes with better conditions.
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